5 articles
Between GL, auto, equipment, workers comp, and umbrella policies, you're probably paying more to be insured than to run your machines. Nobody talks about it, and it's quietly bankrupting small operators.
Insurance used to feel like a cost of doing business. Now it feels like a second payroll, except this one shows up every month, does nothing to help you win jobs, and still gets more expensive every year.
A lot of operators think fuel, repairs, or payroll are their biggest silent cost. I think it's insurance, because every year we pay more, fight harder for coverage, and somehow get less protection in return.
Steel tariffs hit 50% this year. We ran the numbers on what that means for the machines you buy, the parts you replace, and the bids you submit.
After years of escalation, equipment prices are stabilizing—but not declining. Our analysis of current pricing and what to expect in the coming year.